It’s a ghost!
I spotted this fun sticker proclaiming automotive financial wisdom on a car in my workplace parking lot the other day!
As an aside—I’ve found debt-free living to be a highly satisfying lifestyle and I’m happy to own my own I-paid-for-it-with-cash vehicle. I recommend Dave Ramsey’s 7 Baby Steps as a great guide for budgeting, paying off debt, saving money, and building wealth.
I’m guessing that this person is 1) an ardent practitioner of crewel embroidery and 2) an admirer of the villainess in the The 101 Dalmatians!
“Crewel embroidery, or crewelwork, is a type of surface embroidery using wool. A wide variety of different embroidery stitches are used to follow a design outline applied to the fabric. The technique is at least a thousand years old.”